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Inventory Aging Risk Score

Assess how urgently a vehicle needs to be sold based on age, market conditions, and pricing history. Get a 0–100 risk score with clear next-step recommendations. Adjust any input to see results update instantly.

Vehicle Details
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Price History
Market & Condition

Aging Risk Score

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/ 100
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Recommended Next Action

Enter at least the days in stock and market velocity to get a recommendation.

Why This Score?

Score breakdown will appear here

This calculator is for informational purposes only. Results are estimates and should not be considered financial advice. Always verify calculations with your auction house or financial advisor.

Frequently Asked Questions

What is an inventory aging risk score?

An inventory aging risk score is a 0–100 rating that measures how urgently a vehicle needs to be sold based on how long it has been in stock, market demand, pricing history, and reconditioning status. A higher score means greater financial risk from holding the vehicle longer.

How is the aging risk score calculated?

The score uses a transparent, weighted formula based on four factors: days in stock (up to 40 points), market velocity (up to 20 points), price drop history (up to 20 points), and reconditioning status (up to 10 points). An additional 10-point penalty applies when a vehicle has no reconditioning in a slow market. The exact contribution of each factor is shown in the "Why This Score?" breakdown.

What do the risk levels mean?

Green (0–33) means low risk — the vehicle is still fresh and can be monitored weekly. Amber (34–66) means medium risk — consider a price reduction or channel change within 7 days. Red (67–100) means high risk — take immediate action such as a significant price cut or moving the vehicle to auction or wholesale.

How many days in stock is considered too long?

It depends on the market and vehicle type, but generally vehicles over 60 days in stock carry significant risk. After 90 days, depreciation accelerates, floorplan interest compounds, and the vehicle becomes increasingly difficult to sell at a profit. The tool factors in market velocity to give a more nuanced assessment.

How does market velocity affect the score?

Market velocity reflects how quickly similar vehicles are selling in your area. A fast market (under 20 days average) adds no risk points, a medium market (20–45 days) adds moderate risk, and a slow market (45+ days) adds the maximum risk points. In a slow market, vehicles age faster relative to buyer demand.

Why does reconditioning status matter for aging risk?

Vehicles that have not been reconditioned are harder to sell and tend to sit longer. A vehicle with no reconditioning in a slow market faces a compounding problem — limited buyer interest plus an unmarket-ready condition. The tool applies a bonus penalty for this combination to flag the heightened risk.
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